Harper-Cole Insurance Services, Inc.

Harper-Cole Insurance Services, Inc. has been serving Ventura County, Southern California and the United States for over 3 decades! We are located in the heart of the Ventura Financial District at 5700 Ralston Street, Suite 200, Ventura, CA. Our office hours are Monday through Friday, 9AM until 5PM. You can reach us toll-free at 800-266-5433.

Jack Cole, President and CEO of Harper-Cole Insurance Services, Inc. has been in the life insurance industry for 39 years and has had a successful career in both selling insurance and management of life insurance agencies as well as brokerage services. Jack is a founding member of Executive Marketing Insurers, one of the top 15 life insurance marketing companies in the world and has strategic partnerships with every major NMO and Insurance Company in the industry. Jack enlisted in the United States Marine Corp after graduating high school at the beginning of the Viet Nam war. After serving his tour of duty, Jack entered the insurance industry in April of 1968 as a debit agent for The John Hancock Mutual Life Insurance Co. in Canton, Ohio while going to college full-time. At the end of his first year as an agent, Jack led the Eastern US region in sales and over the years won many awards and received notable industry recognition. Jack was “Speaker of the Year” twice at the “Northwest Health Insurance Conference”, and spoke nationally on varies insurance related topics in the early 1980’s. Prior to the emergence of Independent Marketing Organizations, Jack’s first true brokerage service, “Jack Cole and Associates” was started in the mid-80’s and serviced agents through out the Ventura, Santa Barbara and San Luis Obispo counties of Southern California. Jack’s many years of industry knowledge both in the field and behind the ropes brings a level of service to the field force unlike most in the business.  Contact him at: Jack@harper-cole.com  or call at 800-266-5433 X 102

 

Sarah Harper-Cole, Executive Vice President and founding partner of Harper-Cole Insurance Services, Inc. is the Executive Vice President and Director of Sales Administration.  Starting out in 1992 as an agent in the field, Sarah led her office in life insurance sales throughout California and Nevada. Sarah has been in the life insurance industry for over 16 years and is highly knowledgeable in sales, underwriting and case design. Sarah brings years of sales and administrative experience to the field force and a level of service unmatched at any other marketing company. In addition to overseeing the administration area of Harper-Cole, Sarah also heads up the Annuity and Securities division. Prior to coming into the insurance industry in 1992, Sarah headed up the sales division of privately owned “semi-conductor” business in Northern California; dealing with buyers of large corporations across the country.

Contact her at: Sarah@harper-cole.com or call at 800-266-5433 X 101

 

Bob Nienaber, nationally known for his expertise in the Deferred Compensation and Executive Benefits marketplace, is a “Strategic Partner” with Harper-Cole Insurance Services and is our “go-to” expert for 100% of our deferred compensation and executive benefit plan designs and sales. Bob is the National Sales Manager responsible for Executive Benefits for The Phoenix Companies, Inc and is the co-designer of the company’s newly created Executive Benefits Platform. Mr. Nienaber guides advisors and their business clients to develop deferred compensation, defined benefit, stock option alternative, 457(f), executive business continuation, and bonus plans for their highly compensated executives. Prior to joining Phoenix Life Insurance Company, Bob served as an Advanced Planning Regional Vice President for the Principal Financial Group and as the CEO of Pointsource, Inc.  Bob is also an international speaker on executive and corporate benefit plans. Bob has worked in the past and continues to work with members of the Congressional Senate Finance Committee through the American Association of Life Underwriter Impact Committee dealing with all issues affecting corporate executive benefit plans. Bob holds a bachelor’s degree in Communications from California State University, Chico and is a Chartered Financial Consultant (ChFC) from the American College. Bob’s hobbies include raising thoroughbred racehorses, mountain biking, automobile racing and fly-fishing. Bob lives in Northern California with Chelsea, his wife of fifteen years, and their daughter Katelyn. Bob can be reached through our office at 800-266-5433 x 101, or you can reach him directly at 916-960-8761.He can also be reached by email at  bob.nienaber@phoenixwm.com   

 

Harper-Cole Insurance Services, Inc. has a full staff to serve your every need. We are one of the only full service marketing offices in California and are here to serve you! We order all your exams, APS's and inspection reports and handle any questions or requests you may have.

At Harper-Cole Insurance Services, Inc:

·         We offer the highest commission contracts with no production requirements! *

·         We offer Companies that compliment each other not compete with each other!

·         * unless required by company

We Offer Contracts through HARPER-COLE with: 
  •       AVIVA LIFE 
§                FIDELITY LIFE ASSOCIATION    
§                GENWORTH FINANCIAL
§                JOHN HANCOCK 
§                MIDLAND NATIONAL LIFE
§                PRINCIPAL FINANCIAL GROUP 
§                THE PHOENIX
§                PROTECTIVE LIFE
§                WEST COAST LIFE
§                US FINANCIAL LIFE
 
We Offer Contracts through EMI With: 
·                AIG
·                BANNER 
·                CHESAPEAKE LIFE
·                COLUMBUS LIFE
·                GREAT AMERICAN LIFE (ANNUITIES)
·                ING
·                JEFFERSON-PILOT
·                NACOLAH
·                SECURITY MUTUAL LIFE
·                STANDARD LIFE AND ANNUITIES
·                 
Want help with annuities? Just ask us. Click on The Executive Group, Inc. and email us your question. 
We offer annuities with all major carriers including: 
·                AIG
·                AmerUs Group
·                BMA
·                Great American Life
·                ING
·                Midland National Life
·                NACOLAH
·                National Western Life
               And many others!
 

Need more information? Use our Contact or Quote Request forms.

Or contact us:
Toll-Free: 800-266-LIFE
Phone: 805-639-4066
Fax: 805/639-0347
Jack Cole CA Insurance Lic. # 0508294                                         
E-mail Jack@Harper-Cole.com
Sarah Cole CA Insurance Lic. # 0A96109
E-mail Sarah@Harper-Cole.com 

 

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For annuity quotes or information please email: sarah@harper-cole.com

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